Personal injury is a legal term for an injury to the body; mind or emotions. The term is most commonly used to refer to a type of tort lawsuit alleging that the plaintiff’s injury has been caused by the carelessness of another. Personal injuries could lead to death. Personal injuries include; psychological illnesses caused by stress at work, injuries caused in a traffic accident, injuries received because of faulty goods or services or injuries caused if you trip over paving stones. Other are a psychological illness suffered because of abuse as a child, injuries caused by medical negligence and physical or psychological injuries sustained by a victim in the course of a crime.
After one has had a personal injury there are immediate actions that need to be taken. Among the actions one can take are: report to the police if, for example, the injury resulted from a road accident. You may also report to your insurance company if the injury was as a result of an accident. It is also important to report an injury to a doctor because an injury can get serious, no matter how small the injury seems. One should also gather evidence about the accidents and injuries if they need to present this evidence in a court. For example one should take photographs of the scenes of the accident, take details of what caused the accident. In addition if there are witnesses one should take down their names and their contacts.
If you have suffered a personal injury, or if you are acting on behalf of someone who has died because of a personal injury, you may want to consider the following: do you want to make a complaint to the person or organization you believe was responsible for the injuries? Do you want to make a claim for compensation to cover losses you have suffered as a result of the injury? Are there any immediate financial problems arising because of the injury, for example, you are unable to work? Do you want to contact an organization that could offer support or counseling?
If the negligence of another party can be proved, the injured party may be entitled to monetary compensation from that party. Aside from compensation for injuries, the injured person can also get compensated for how the injuries have affected his or her life. Although many personal injury cases only involve minor injuries, you may still be entitled to substantial monetary damages. Medical expenses, no matter how small they are, including hospital expenses, medications, personal therapy can be recovered. In addition, in cases of extreme negligence, punitive damages can be recovered to ensure that the conduct is not repeated in the future.
If you have sustained a personal injury you may be able to claim two types of compensation, general damages and special damages. General damages are paid as compensation for an injury, for example, a payment for pain and suffering or loss of future earnings. The court will decide on the amount to be paid. Special damages are paid as compensation for actual financial loss caused by the accident up to the date of the hearing. If a court decides that you were partly to blame for the accident, it may reduce the amount of damages you receive. An example of this would be if you were not wearing a seat belt when you were involved in a traffic accident.